This cheesy Mexican Refried Bean Dip makes the absolute best appetizer.  It’s made with cream cheese, salsa, sour cream, taco seasoning, and your favorite toppings.

Serve with tortilla chips, crackers, or fresh veggies for dipping. And, if you are looking for more bean dip recipes, you can try these Mini Bean Dip Cups, 7 Layer Bean Dip, or these plain Refried Beans.

Mexican refried bean dip with cream cheese served in a blue cast iron baking dish.

Mexican Refried Bean Dip

Without a doubt, this is one of the best bean dip recipes. Not only is it so good that you just can’t stop eating it, but it’s simple to make, uses only a few ingredients, and can be used for all sorts of different purposes.  It’s a great bean and cream cheese dip for nachos, you can dip with tortilla chips, spread into a taco shell, or even spread over pizza dough to make Mexican pizza.

Along with the refried beans, cheddar cheese, cream cheese, and sour cream we also add salsa and a bit of taco seasoning to liven things up. Topped with extra cheese, it bakes up all melty, gooey, and so amazingly yummy.

And if you love beans, be sure to try our recipe for crispy bean burritos, 7 layer bean dip, and how to make pinto beans.

Bean dip cream cheese recipe with tomatoes and sliced green onions on top.

What to Serve with Cream Cheese and Bean Dip

Here’s a few ideas of tasty little vessels for dunking into your Cheesy Bean Dip: 

Or make it a whole Tex Mex meal and serve it alongside this Spicy Carne Asada, Homemade Chipotle Chicken or Green Chicken Enchiladas.

Cheesy bean dip served on a tortilla chip.

Ingredients You Will Need

  • Refried Beans – you can use traditional, vegetarian or jalapeño refried beans from the can or make your own homemade refried beans from scratch.
  • Cream Cheese – make sure this is at room temperature and softened so that it will mix well with the rest of the ingredients.  If you forget to pull it out to room temperature, you can transfer to a microwave safe dish and heat for about 10 seconds at a time until softened, but not melted.
  • Salsa – any type will work great.
  • Sour Cream – you can use full fat or lite.
  • Shredded Cheese – we usually use cheddar cheese, but a blend of Mexican cheese or Pepper Jack would also work great.
  • Taco Seasoning – you can find this in either the spice section or the Mexican section at the grocery store.
  • Toppings – you can go pretty simple and just top with diced fresh tomatoes and sliced green onions, or go nuts and add all of your favorite taco toppings, such as olives, salsa and fresh cilantro.
uncooked cream cheese refried bean dip in a blue baking dish topped with shredded cheese.

How to Make Refried Bean Dip

  1. Mix.  In a large mixing bowl, combine the refried beans, cream cheese, salsa, sour cream, 1 cup of shredded cheese and taco seasoning.  Mix until well combined.  Spread the bean mixture into the bottom of a 9″ x 9″ baking dish, then evenly sprinkle 2 cups shredded cheese over the top. 
  2. Bake.  Bake in a preheated oven for 30 minutes, or until cheese is bubbly and lightly golden brown.
  3. Serve.  Garnish with fresh tomatoes and green onions and serve immediately.  Enjoy!
cream cheese bean dip served with tortilla chips.bean dip with cheese, bean dip cream cheese.

Storing and Reheating Instructions

  • Make-Ahead: this Cheesy Bean Dip can easily be mixed up to 2 days in advance.  Just mix the ingredients as directed, spread into your baking dish but hold off on sprinkling the cheese over the top.  Once you are ready to bake, remove from the fridge while you preheat the oven, sprinkle the cheese over the top and pop in the oven!
  • Storing Leftovers: leftovers can be covered and kept in the refrigerator for up to 3 days.
  • Reheating: either reheat a small portion in the microwave, or else preheat an oven to 300 degrees, cover the baking dish with aluminum foil so that your dip doesn’t dry out, and warm as needed.
5 from 5 votes

Refried Bean Dip Recipe

Author The Carefree Kitchen
This cheesy bean dip is warm, creamy, and full of great Mexican flavors. It's an easy appetizer that tastes great served with anything from tortilla chips to fresh veggies.
Prep: 5 minutes
Cook: 30 minutes
Total: 35 minutes
Yields12 people

Ingredients

  • 30 ounces refried beans
  • 8 ounces cream cheese, room temperature
  • 1/2 cup salsa
  • 1/2 cup sour cream
  • 3 cups shredded cheddar cheese, (divided)
  • 1 tablespoon taco seasoning
  • 1/2 cup tomatoes, diced
  • 2 large green onions, sliced

Instructions
 

  • Preheat oven to 350 degrees F.
  • In a large mixing bowl, combine the refried beans, cream cheese, salsa, sour cream, 1 cup of shredded cheese, and taco seasoning. Mix until well combined.
  • Spread the bean mixture into the bottom of a 9" x 9" baking dish, then evenly sprinkle the remaining 2 cups shredded cheese over the top.
  • Bake in a preheated oven for 30 minutes, or until cheese is bubbly and lightly golden brown.
  • Once cooked, remove from the oven and garnish with fresh tomatoes and green onions before serving warm. Enjoy!

Notes

Storing leftovers: cover and store leftovers in the refrigerator for up to 3 days.
Reheating: reheat a small portion in the microwave, or cover the baking dish with aluminum foil and warm in a preheated 320 degree oven.
Make-ahead tips: this dip can be mixed up to 2 days in advance, covered, and stored in the fridge.  Once you are ready to bake, remove from the fridge while you preheat the oven, sprinkle the cheese over the top, and bake as directed.
Slow cooker instructions: Prepare exactly the same by mixing the ingredients and sprinkling 2 cups of shredded cheese over the top, then cook on low for about 2 hours, or until warmed through and the cheese has melted.

Nutrition

Calories: 250kcal | Carbohydrates: 10g | Protein: 12g | Fat: 18g | Saturated Fat: 11g | Polyunsaturated Fat: 1g | Monounsaturated Fat: 5g | Cholesterol: 55mg | Sodium: 745mg | Potassium: 124mg | Fiber: 3g | Sugar: 4g | Vitamin A: 820IU | Vitamin C: 2mg | Calcium: 263mg | Iron: 1mg
Disclaimer: Nutritional values were calculated using a third-party tool and are provided as an estimation only.
Course Appetizer, Snack
Cuisine American, Mexican, Tex-Mex
Sharing this recipe with a link is both encouraged and appreciated. Copying/pasting and/or screenshots of full recipes to any social media is strictly prohibited. Content and photographs are copyright protected.

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More Easy Dip Recipes

This Refried Bean Dip with cheese is warm, creamy, full of great Mexican flavors, and tastes great served with everything from tortilla chips to fresh veggies.  Use it to dip with tortilla chips, spread into a taco shell, add to nachos or even spread over pizza dough.

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5 from 5 votes (3 ratings without comment)

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2 Comments

  1. Never made cheesy bean dip before and figured why not. Came out fantastic!
    I was wondering if this can be kept for a few days and reheated?

  2. Shadi Hasanzadenemati says:

    This is absolutely delicious! I love that it’s such a crowd pleaser for the whole family

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